If you are not sure if you or a family member is a British Citizen oregnancy the UK Pption Agency information about British Citizenship opens in a new window or you could find an adviser to speak to opens in a new window. You are an Asylum Seeker if you have left the country you are a citizen of because of a fear of persecution, you have applied to the UK government for protection and are waiting for the decision.
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If you applied for asylum and the application was calculaton you have Refugee status. If your immigration status is not listed here or your household is made up of more than one immigration status you should find an adviser to speak to opens in a new window If you have been granted indefinite leave to enter or remain your status does not affect your entitlement to benefits and the benefit calculator can be used. Premiun you are at all unsure about your status you may still optioon to seek specialist advice before making a claim. Use our find an adviser tool opens in a new window.
If you have Limited Leave to Remain or Enter you usually have no recourse to public funds. This means that you cannot claim most benefits, or have someone else's benefit claim increased to cover you. If a claim is made it may affect your right to remain in the UK. You should seek specialist advice before going any further if you, your partner or child have Limited Leave to Enter or Remain. Our benefits information for Migrants opens in a new window may be helpful. If you are an asylum seeker you are usually excluded from most benefits but you may be eligible for asylum support from the UK Home Office Border Agency.
You should seek specialist advice before going any further if you, your partner or child are an asylum seeker. If you have been granted refugee status, humanitarian protection or exceptional leave your status does not affect your entitlement to benefits and the benefit calculator can be used.
If you're an EEA national or the family member of one, your entitlement to benefits is determined by your right to reside in the UK. Right to reside is a complex benefit term and is not the same as having the right to come to live in the UK. If you're employed or self-employed providing a service for money, in most cases you and your family members have the right to reside and can claim any benefits you're entitled to. Otherwise, unless you have a permanent right of residence, restrictions may apply so it is best to seek specialist advice before going any further. If you or a family member are from Croatia, restrictions apply, even for workers, so seek specialist advice before going any further.
Are you or your partner a student?
This is because special rules apply and the results provided will not be accurate if you continue PPut the calculation. This includes students who are full time or part time, or in further, higher, advanced or non advanced education. However, we do provide some answers to frequently asked questions below, along with more detailed questions and answers in our Health Reform FAQ page. I am having difficulty viewing or understanding my results. What should I do? It could be that you are using an older version of Internet Explorer or Firefox. Try updating to a newer version of your web browser.
Not sure which browser version you are running?
Check here for IE xalculation here for Firefox. If you continue to have technical problems with the Calculator after updating your browser, please contact the Kaiser Family Foundation. Please note that we are not able to provide individual advice or assistance understanding your results. If you have additional questions, we suggest that you contact Healthcare. Has the calculator been updated for ?
Does the calculator provide prmeium results for what I will pay? The calculator is intended to show you an estimate of how much you may pay and the amount of financial help you may be eligible for if you buy coverage through the Health Insurance Marketplace. To find out if you are eligible for financial assistance and to sign up, you must contact Healthcare. How do health insurance subsidies work? Subsidies are financial assistance from the Federal government to help you pay for health coverage or care. The amount of assistance you get is determined by your income and family size.
There are two types of health insurance subsidies available through the Marketplace: These individuals and families will have to pay no more than 2.
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Anything lremium that is paid by the government. The amount of your tax credit is based on the price of a silver calculatikn in your area, but you can use your premium tax credit to purchase any Marketplace plan, including Bronze, Gold, pregnamcy Platinum plans these different types of o are described below. You can choose to have your tax credit paid directly to the insurance company so that you pay less each month, or, you can decide to wait to get the tax credit in a lump sum when you do your taxes next year. If you qualify for a cost-sharing subsidy, you would need to sign up for a silver plan to take advantage of it.
With a cost-sharing subsidy, you still pay the same low monthly rate of silver plan, but you also pay less when you go to the doctor or have a hospital stay than you otherwise would. For more information, read the actuarial value question below. If you have more specific questions about your subsidy, you can consult our FAQ pages or contact an assister or navigator through Healthcare.
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calchlation What is included in household income? How potion I know what to calculagion for my income? Household income includes optioj of the person who pays taxes, the spouse, and children, known as dependents on tax returns. For the purposes of the calculator, you should enter your best guess of what your income will be in When you go to Healthcare. The calculation does not include income from gifts, inheritance calculatjon some other income sources. For more information, see this table of what income sources to prsmium or not include. What is the Federal poverty level? The Oremium poverty level varies by family size.
What is Medicaid? How does it relate to financial help through the Health Insurance Marketplace? Medicaid is a health insurance program offered through a partnership between states and the Federal government that helps with medical costs for some people who have limited income and resources. Medicaid programs vary from state to state, but most health care services are covered at little or no cost. If you are eligible for Medicaid, then you would not be eligible for subsidies in the Marketplace and would instead need to sign up for Medicaid.
Currently most states have decided to expand their Medicaid programs, and 17 states have not. If you live in a state that has not expanded Medicaid and you expect your income to be above the poverty level, then you may be eligible for subsidies through Healthcare. If you expect that your income next year will be below the poverty level, then you may not be eligible for assistance through the Marketplace. Again, keep in mind that — even if your state did not expand Medicaid — you or some members of your family may still be eligible for Medicaid. To find out if you qualify for Medicaid, contact Healthcare. If I am eligible for Medicare can I still sign up on the Marketplace?
No, you cannot sign up for Marketplace coverage if you are eligible for Medicare. Most people age 65 and older are eligible for Medicare, which is health insurance program run by the federal government.
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If you are eligible for Medicare, even if you did not choose to enroll in Medicare, you would calcklation be able to purchase Marketplace coverage. For the following question 6please enter only those family members who are signing up for Marketplace coverage do not enter adults who are eligible for Medicare in Question 6. If you are over the age of 65 but not yet eligible for Medicare due to immigration status, you may be eligible for Marketplace coverage. Does my age or health status affect how much I pay for health insurance?